Over the previous decade in the world, largely influenced by the effects in the 2008 global crisis, but in addition because of the efforts of regulators and also the essaystone.com/ Treasury, improved understanding of what monetary literacy – a ability as critical as the capacity to count, read or make use of the pc. Ten years ago only a dozen nations have been systematically financial education, at this time greater than seventy countries implement national tactics. In Australia, New Zealand and a variety of other countries would be the second along with the third technique. Studies show that the issues are extremely equivalent. This can be mostly the low level of citizens’ savings, at the same time as zakreditovannost men and women with low incomes, the spread of usury loans, even in created markets. The lack of long-term planning – a global difficulty, so the goal of most of the techniques linked with its decision.